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If You Invested $1000 in Dillard's a Decade Ago, This is How Much It'd Be Worth Now

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For most investors, how much a stock's price changes over time is important. This factor can impact your investment portfolio as well as help you compare investment results across sectors and industries.

FOMO, or the fear of missing out, also plays a role in investing, particularly with tech giants and popular consumer-facing stocks.

What if you'd invested in Dillard's (DDS - Free Report) ten years ago? It may not have been easy to hold on to DDS for all that time, but if you did, how much would your investment be worth today?

Dillard's' Business In-Depth

With that in mind, let's take a look at Dillard's' main business drivers.

Dillard's Inc. is a large departmental store chain featuring fashion apparel and home furnishings. As of Oct 29, 2022, Dillard’s operates 249 full-line Dillard’s stores and 29 clearance stores in 29 states and on dillards.com. The company also sells its merchandize through the Internet at www.dillards.com. Stores are mainly located in the Southwest, Southeast, and Midwest regions of the United States.

The company’s primary product categories comprise women’s and children’s apparel, shoes, accessories and lingerie, men’s clothing and accessories, cosmetics, home, and children’s clothing. Its merchandise mix consists of both branded and private-label items. The company’s strategy is to offer more fashion-forward and trendy products in order to attract customers.

Dillard’s also owns a real estate investment trust (REIT), which helps it to enhance its liquidity position. Revenues of a REIT company mostly come from either rent or mortgage payments. The company has an obligation to distribute at least 90% of its taxable income to investors in the form of dividends. A REIT company does not have to pay taxes at the corporate level.

Moreover, Dillard’s has a wholly owned captive insurance company, which enables it to manage its risks more efficiently and provide access to more reinsurance markets. A captive insurance company is an ‘in- house’ insurance company with limited purpose, which insures the risks of its parent company. The captive insurance company may reinsure some or all risks, or may retain such risks of its parent company. The primary goal of forming a captive insurance company is to retain the profit that would have been made by an outside third-party insurance company or in a situation where the coverage is not available for business risks.

Bottom Line

While anyone can invest, building a lucrative investment portfolio takes research, patience, and a little bit of risk. If you had invested in Dillard's ten years ago, you're probably feeling pretty good about your investment today.

According to our calculations, a $1000 investment made in November 2012 would be worth $4,353.05, or a 335.30% gain, as of November 18, 2022. Investors should keep in mind that this return excludes dividends but includes price appreciation.

In comparison, the S&P 500 gained 190.21% and the price of gold went up -1.18% over the same time frame.

Analysts are forecasting more upside for DDS too.

Shares of Dillard's have outpaced in the past year, thanks to a robust surprise trend, which continued in third-quarter fiscal 2022. The bottom and top lines beat the Zacks Consensus Estimate and rose year over year. This marked the eighth and ninth straight quarter of top and bottom line beat, respectively. Results gained from the continued momentum in consumer demand. The company witnessed robust sales in cosmetics, men’s apparel and accessories, home and furniture, and shoes. Also, share repurchases and dividend payments bode well. However, the company has been witnessing elevated payroll and payroll-related expenses amid the current competitive wage environment. Also, it continues to witness a rising trend in SG&A expenses. The ladies’ apparel category remained sluggish in the third quarter of fiscal 2022.

The stock has jumped 21.89% over the past four weeks. Additionally, no earnings estimate has gone lower in the past two months, compared to 2 higher, for fiscal 2023; the consensus estimate has moved up as well.

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